Central IowaSEPTIC CO. Free Estimate
Central Iowa  ·  Time of Transfer

Central Iowa Septic Co.

Iowa law requires a septic inspection before every sale. We tell you what yours will actually find, what it costs to fix, and how to keep it from being the reason your closing slips.

We respond within one business day. No pressure.

5 CountiesWarren, Madison, Dallas, Jasper, Marion
DNR-CertifiedTime of Transfer inspections
Free Site EvalRespond within one business day
Rural central Iowa farmstead at golden hour
5 Counties,
one standard
Time of Transfer InspectionSeptic RepairDrain Field ReplacementTank ReplacementEmergency Septic ServiceCentral Iowa Exurban RingDNR-Certified InspectionsFree Site EvaluationsTime of Transfer InspectionSeptic RepairDrain Field ReplacementTank ReplacementEmergency Septic ServiceCentral Iowa Exurban RingDNR-Certified InspectionsFree Site Evaluations
$300–600ToT Inspection
$4.5k–8.5kTank Replacement
$8k–18kDrain Field Replacement

Figures reflect published in-market competitor pricing plus Iowa DNR/county guidance.

What We Do

Every Stage,
One Contractor

From the first inspection to the last shovel of dirt. Plain reporting and no re-explaining your situation to a second contractor.
📋 Check what your county requires Every county runs Time of Transfer a little differently — see yours 🔍 Not sure if it's repair or replacement? Describe the symptom and we'll tell you which one you're dealing with ⚠️ Selling soon? Read the Septic Red Flags guide before your inspection
How It Works

One Call, Three Steps

01
We Inspect

A certified inspector, not a sales call

We send a DNR-certified Time of Transfer inspector to walk the property, locate the tank and drain field, and check every item your county's health department requires — nothing more, nothing padded.

02
We Report, Plainly

What it means in plain English

You get the county's inspection form, and a second document written for a homeowner: what passed, what didn't, and what a failed item is actually going to cost, before it derails your closing timeline.

03
We Fix It, or You Close Clean

One call either way

If the system passes, you're done. If it doesn't, the same crew that inspected it can repair or replace it — no re-explaining your situation to a second contractor.

DNR-certified septic inspector at a rural Iowa property

“We show you a real diagram of your specific setup as part of every inspection, not a generic brochure.”

What's Actually Under Your Yard

Most homeowners have never seen their own system.

The tank, the distribution box, the drain field lines — it's all invisible until something backs up or an inspector digs. We show you a real diagram of your specific setup as part of every inspection.

Rural Iowa properties commonly run gravity, pressure-dosed, aerobic treatment, mound, or sand filter systems depending on soil and lot size. What you have changes what a repair actually costs.

See how the inspection actually works →
Aerial view of central Iowa farmland
Five Counties, One Standard

Warren, Madison, Dallas, Jasper, Marion.

We're built for the exurban ring, not downtown Des Moines. Every inspection, every report, and every repair follows the same plain-language standard, whether you're outside Indianola or Pella.

5
Counties served
2 yr
Inspection validity
1
Call, start to close
Service Area

Serving the Central Iowa Exurban Ring

Get Answers

Common Questions

What does a Time of Transfer inspection actually check?

The inspector looks at the tank, the distribution box, and the drain field as one connected system, not just the tank by itself. That means checking tank integrity, effluent levels, baffle condition, and whether the drain field is still absorbing water or starting to back up. A system can look fine from the yard and still be failing underground. Iowa Code 455B.172 requires this inspection before a private septic system can legally change hands.

How much does a ToT inspection cost?

Most inspections in this part of Iowa run $300 to $600, depending on how hard the tank is to access and how old the system is. A buried lid with no riser adds digging time, and that pushes the cost toward the higher end. Any repairs the inspection turns up are priced separately from the inspection itself.

What happens if the system fails inspection?

Whatever failed has to get fixed before the transfer can legally close. Sometimes that’s a $250 baffle repair. Sometimes it’s a full drain field replacement running $8,000 to $18,000. The inspection report is what tells you which one you’re actually dealing with, not just that something’s wrong.

How long are the inspection results valid?

There’s no single statewide answer. Counties administer the time-of-transfer program under 455B.172, and some set their own window on how long a passing report holds up. If your closing slips by a few months after the inspection, call your inspector or the county sanitarian and ask whether the existing report still counts or whether they’ll want a re-check. That’s a five-minute call that saves a surprise at closing.

What’s the difference between repair and replacement?

Repair fixes one failed part: a baffle, a riser, a lid, a short stretch of drain field. Replacement means the tank or the field itself is worn out, and patching it won’t hold. The line between the two comes down to the field. If the soil is still absorbing water the way it should, repair it. If the field has stopped absorbing water, no repair changes that, and we’ll tell you that straight instead of billing you for a patch that won’t last.

Will pumping the tank alone pass an inspection?

No. Pumping empties the tank. It doesn’t fix a cracked baffle, a failing drain field, or a tank that’s structurally compromised. Most homeowners are surprised to learn a freshly pumped tank can still fail outright, because the inspector is checking the system’s condition, not how empty it is that day. Pumping is maintenance, not a fix for a system that’s already failing.

What if the system fails right before closing?

This is when sellers panic and buyers start getting quotes that don’t match the calendar. A baffle repair can be done in a day. A drain field replacement takes longer, and if the closing date is fixed, that timeline becomes the real negotiation. The report tells you which one you’re facing, and getting a second look at it the same day it comes back is usually what keeps the closing from slipping.

Get Started

Tell us your situation. We'll tell you what it costs.

No pitch, no pressure. A straight answer on what your inspection will find, what it costs to fix, and how to keep it from derailing your closing.

5Counties
served
FreeSite
evaluation
1 DayResponse
time

Request a Site Evaluation

We respond within one business day. Include your closing date if you have one.